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by ressaid1 4621 days ago
Thats exactly right. ACA doesnt force you to offer insurance, but if you do your rates are likely to go up as a startup.
1 comments

* If you're a startup that mostly employs 20-something males.

It's nothing to do with being a startup and everything to do with demographics.

Additionally, for really small startups that don't have a giant pile of capital or enough people for a group plan, the healthcare exchanges make insurance "possible" instead of "better hope you're married and the spouse can do family plan".