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by PeterisP
4628 days ago
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Why 'on month'? You'd get a 1% discount at most; if you 'buy' that discount by freezing all funds for the whole chargeback period (90-120 days) then it's 3-4% APR. [edit] the thinking is, if your revenue is $100/year, then in (A) scenario with higher rate you pay $1/year more in fees; in (B) scenario with delayed funds you need a permanent loan of ~$25 which will cost you more than that unless you can get an APR of lower than 4%. |
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