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by true_religion 4637 days ago
Well its not really "insurance" if it covers a condition that is not just predicable, but probable. For example, nearly all women on health 'insurance' will eventually use either contraception or pre/post-natal care. Since its a given, the health insurance system is just negotiating rates for you rather than betting that you'll never need contraception.

It'd be better I think to separate the systems into basic health care, and catastrophic insurance.