[muzz]

he clearly qualifies it for "when things go wrong", so the suggestion is more like some kind of insurance in case that happens

[humanrebar]

They have insurance for that. Why isn't that suggested then?

No, someone thought they'd be cute and throw a political jab in there.

[vkou]

That is a form of social insurance.

[humanrebar]

Social insurance is a misnomer in this context. I was referring to short- and long-term disability insurance, which will cover you for many disaster scenarios.