[ScottWhigham]

Is this for a business? If so, yes, you should incorporate - there are many advantages (tax, legal) to incorporating for business reasons.

That said, I can't imagine a scenario where a "business employee who is entrusted with a company card" would find it acceptable to spend the company's money paying for a personal, non-business service.

FYI - prefix your questions with "Ask HN:" and you'll often get better visibility.

[majesticbeans]

I was originally tempted to incorporate for liability protection as well, also provided that I may be stepping on the toes of someone big companies who might cause me trouble. (they've caused trouble in the past to startups that my lawyers have worked with)