[7Figures2Commas]

> For me, when I started my company, I went in knowing that if we ran out of money, I could get a nice dev job within a few weeks and not only bounce back, but bounce forward (or at least sideways).

This thinking appears all too prevalent today. Yes, the market is currently hot and experienced, talented engineers can often find new employment in a matter of days or weeks.

But the market is not static and if you assume that you will always be able to find a decent new job in a short amount of time and that your worst case scenario only entails two months of little to no income, you're overestimating the strength of the market and underestimating your risk.

As I've noted before, this type of thinking was common in the first .com boom. Then the market shifted and a lot of talented people went from having six-figure job opportunities on tap to collecting unemployment.

Bottom line: your perceived viability in the current job market is not a true safety net. Cold hard cash is.