[vivekajayshah]

Why would it be "claimed"?

Currently in most states - small group plans are already "guaranteed issue" - which means that you will get covered, regardless of pre-existing conditions.

We have insured hundreds of customers with pre-existing conditions under California's current guaranteed issue rules . These are the same rules that are going into effect nationwide for individuals.

[jared314]

I can only assume his skepticism is based on the assumption that either companies will find a way around it, through some legal loophole, or the government is not telling people the whole truth about the coverage guarantee. I hope he meant the former.

[nsxwolf]

I meant either. It's all empty promises until someone legally backs us up on either end. Someone gets to be the first test case.

[r00fus]

It's "claimed" because the stories of recission are real, and to be expected from an industry that simply makes more profits by cutting costs (due to the inelastic demands of sick people needing health care). This story [1] is from 2009, before passage of ACA/Obamacare.

[1] http://www.dailyfinance.com/2009/09/02/think-youve-got-healt...