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by qeorge
6224 days ago
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You can let customers pay with a credit card while using PayPal as your gateway. If you're willing to pay the $30/month and setup SSL you can take CC payments on your page using the PayPal gateway, with no account needed by your customers. PayPal still sucks, but if you're losing a lot of sales to the PayPal signup this might be a quick fix. I should be able to dredge up some PHP code if that would help you out. But I hope Amazon Payments comes to Europe soon. Its silly to have so little competition in such a high-demand field. |
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(1) Bad process (users have to create accounts/ passwords before they can checkout)
(2) Rejection of some credit card numbers (happened to some of our customers, due to their PayPal's security measures - the cards worked on other sites)
(3) Blocking of merchant accounts (happened to us twice. Only way to resolve the issue was entering my drivers license + id number, which were not accepted - spent several days trying to get it fixed by phone)
You're absolutely right that one could probably avoid issue (1) by choosing their $30 plan and integrating it into our own website. But I am pretty sure (2) and (3) will still apply, which is nothing but horrible if you are a small business.
Another question: Does anyone have an idea why there is no competition in the market so far? I suppose there must be kind of regulatory issues, although they must be even harder in the US where there is competition.
[AND thanks for your code-offer - I think I'll get that done on my own anyways ;) If not, I'd be happy to get back to you ;))]