| Paypal is a turnoff for many customers. I've met people who will not use it no matter what and will quote the popular horror stories. Braintree seems ok-ish but has a €100 minimum monthly fee. Paymill seems to be just fine but has some formal requirements. Realex and Sagepay have a monthly fee, also require a merchant account, this is where the fun begins (although Sagepay offers own merchant accounts too). AIB Merchant Account charges: -- Once off registration fee of €190.
Credit Cards: 3.00% per transaction
Laser Cards: 25c per transaction
Visa Debit Cards: 35c per transaction
Please bear in mind that we have a minimum monthly charge of €30, so if your total charge for Merchant Service Charge and Laser each month does not equal to €30, you will be charged €30. -- To get an AIB Merchant Account you also need to provide 3 months of bank accounts, and, wait for it… A BUSINESS PLAN (!) Also…
"Once the signed application is returned to us it will be processed within 5-10 working days." Stripe. All you need is 10-15 minutes it takes to fill the online form and set things up. Done. I always thought the downside was that it was considerably more expensive than others. Not in Ireland, it isn't — unless I'm missing something. |