[michaelfdeberry]

> Here is an idea for a product - easy to use program that balances the budget as good as possible while taking into account the unique challenges that struggling people are faced with.

It's a good idea, but saving money often has an up front cost and I think an app to help the poor would fall into that category.

The people that would end up benefiting from such an app would be people that could afford to purchase a device to run the app.

[mkr-hn]

I think venomsnake's choice to use "program" instead of "app" was intentional. Most people have access to a computer at the library or even an aging Dell/Compaq that they bought when times were better. This hypothetical program sounds like something that could run inexpensively on AWS and save to Dropbox (like fargo.io).

[superuser2]

An app... for people who can afford smartphones but not groceries?

It's an interesting problem, though. A smartphone app would be the perfect way to deliver that functionality, but if someone has a smartphone, they probably don't need it.