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by Carltonian 4676 days ago
I'm witnessing this tax first hand right, but the tax is in a more literal sense. Some background: Right now my commute is about 35 minutes through Southern California (I live in Riverside and drive south to the Inland Empire). On Tuesday, my car was totaled. I was in the middle lane on a 3 lane highway when I saw someone coming up behind me a couple of miles before my exit, so I got over to the slow lane. Right as the car behind me was passing me in the middle lane, their tire exploded, spinning them into me, and spinning me across the freeway into the center divider.

This crash is an example of just how much money not having money costs. It wasn't an issue of the driver's unsafe driving, but of the driver's unsafe vehicle due to poor maintenance. Well, that driver doesn't even have insurance, let alone money to fix their balding tires. For now I'd agree with anyone that says it's their fault for driving it, because that's my insurance's stance and that's the stance that gets me reimbursed for my vehicle, but I can't help but see how if they wanted to fix the initial problem of poor maintenance and no insurance, then they'd need money, so they'd need to drive to work...

But it gets worse. My car handled the crash like a new car should. I was safe. I got a little whiplash but I felt fine and was back to work that day. Her car, much older than mine, flipped (exploding tires are about as bad as a car accident can get - keep up on your treads and watch the air pressure in the summer folks!) and she left the scene unconscious in an ambulance. Now I don't know what the statistics are, but my bet is if you don't have car insurance, you're note likely to have medical either. So this woman, who started too broke to replace her tires, now has whatever legal trouble one gets for not having insurance, has no drivable vehicle, huge medical bills, and whatever suit my insurance files against her.

Me, I'm fine, but I'm without a car (and I opted out of the rental car coverage, and she has no insurance to reimburse me for one), so in the name of frugality I start taking the bus. I go against traffic on my daily drive, so there aren't many routes, but there is one. It makes 93 stops between Downtown Riverside and my place of work. It takes about 2 hours 15 minutes with walking time. That's over an hour and a half longer than my commute driving. I'm on the bus with a few other people who make the same trip. Right now my life consists of waking up, walking to the bus, sitting on the bus, going to work, walking back to the bus, taking it home, walking home, eating a small meal, and going to bed to repeat the process tomorrow. Not to mention last night the bus was 2 hours late because of flash floods in Riverside. I got home after my bed time. Everyone this morning was taxed by pretty much all definitions of the word. Night class? Studying for that certificate to get a promotion? Reading a fucking novel? Ain't nobody got time for that.

2 comments

You do have time to read, though. You just stated you have 2 hours on a bus.
True, and I'm already 10 chapters into Moby Dick, but it's just not the best environment for that. It feeds back into the article. There's a reason studying is synonymous with a quiet place, or with people also studying with you. Doing it under less ideal circumstances than that creates overhead on your attempts to "get ahead" that people with means do not have to deal with. Not making excuses for myself, I am of means, but I can definitely see how an uphill situation quickly becomes a complete vertical situation.
I've been making some good progress coding on the bus, fwiw... but a new, light-ish laptop with battery life certainly helps with that, so that's more an argument for why more people with means should be taking the bus more rather than any kind of dismissal of your thesis.
(Sorry for the late reply) I spent too much time over the past few months putting a budget together, and I'm about to head back to school to finish the last year of my degree while working, after which I'm likely getting married, so I'm being frugal. My response to my car crash was, "get through this spending as little money as possible. Also make going without a car hurt so that paying for rental car coverage next time is easier". I also thought the ordeal would be handled by my insurance by last Friday, but the police report hasn't been finished and is holding everything up.

As for the laptop, I've got a Samsung Chromebook (the small, ARM one) running Ubuntu and I recommend it. It's ARM, which makes getting things running a bit hard, and it's not the beefiest, so if you want to wait for the new ones this year that will likely be x86 and beefier for $250, you can do that too. I don't take it on the bus though. That was the first bit of advice I got from someone else on the bus.

"Also make going without a car hurt so that paying for rental car coverage next time is easier."

On the flip side, I like to make sure I can get by without a car. Of course, my understanding is that's a whole ton easier up here (Bay Area) than down there.

Congrats on the impending nuptials!

I used to commute nearly an hour each way on the tube in London, and read endlessly. Until someone asked me about the books I'd read lately and in could barely recall then story lines. Yes at the time I was engaged and was enjoying the story and act of reading, but it just didn't go in to my mind in the same way that reading at home or on the beach does.

So I stopped reading and started cycling. Much better use of my time, and I was forced to spend that time with my thoughts (and watching my safety on the road) I was better off mentally than when I was kidding myself that I was being productive.

I'm not saying you can't read or work on a commute, but it did not work for me in the slightest.

Why not rent a car on your own dime? A low-end one can be cheap, on the order of $20-25/day, which is pretty reasonable to save you a lot of time on the bus until you find a new car. Obviously not an option for poorer people, which is your whole point, but it could be a good option for you.