[michaelt]

  Our rates are typically $21 to $60 per male employee and
  $71 to $150 per female employee per month.

Did they mention why female employees cost so much more?

I thought (from car insurance prices etc) that men are more likely to get into accidents? I was under the impression female-only things like childbirth were fairly safe these days.

[dustcoin]

From the GP:

  Maternity Leave - The good news is that this covers maternity leave of 3 months
  for our lady employees. This is a nice benefit to offer.
  It also explains the higher rates based on gender.

Maternity leave is much more likely to be utilized than long term disability insurance.