[gohrt]

If you have a family and kids, you will need a bigger more expensive place, so tack on those years to the total.

[quadrangle]

You mean, you will prefer a bigger place. It's not a need. We live in the most spoiled country on Earth and think that our absurd norms are the same as necessities. Having a decent safe home in a decent place with modern technologies is the most anyone needs.