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by lucaspiller 4686 days ago
I'm not going to get any "OMG new stuff" love for this, but we are currently in the process of integrating with Worldpay. We are using their "hosted payment page", which works pretty much the same as Paypal in that you redirect the user to them to enter their card details. However unlike Paypal (who we currently use) you can fully customise the pages, so it can match your site and appear pretty seamless. They also provide a full merchant integration, but we didn't want to have to deal with the full PCI compliance thing.

The main reasons why we chose them are:

a) None of the shiny new providers (we tried Braintree and Paymill) would accept us as we are a travel booking service.

b) Their rates were better than anyone else we looked at.

If you are taking a large volume of payments you may want to consider switching to them. However for a small startup probably not, as we have to pay a fairly large monthly fee on top of transaction fees (but overall it works out cheaper).

EDIT: Also regarding currency conversion costs we accept payments in USD, EUR and GBP and have bank accounts in all three.
2 comments
goldfeld 4686 days ago
Well it seems their "World" doesn't include Latin America, same as all the other shiny new solutions, so PayPal and BitCoin are still the only game in town down here in Brazil.
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lucaspiller 4686 days ago
What are the main payment methods there?
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goldfeld 4686 days ago
Credit cards for sure, I suppose many are international too so americans can easily get our money. It's the other way around that's tricky, setting up a SaaS from here and getting a payout. PayPal is here so they work with Brazilian banks. As for all the other payment processors, no luck. Though someone here linked to Intel's solution[1], which proxies through PayPal and seems like the way I'll go.

[1] http://software.intel.com/cloudservicesplatform/service/comm...

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sleepyhead 4686 days ago
"We are using their "hosted payment page", which works pretty much the same as Paypal"

But this is a huge deal breaker. Conversions for external payments forms are lower, particularly with PayPal which has poor UX and is PayPal-branded.

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