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As much as one can hope for a better system, it isn't likely to come. We're well beyond the point of no return.

Well, in so far as the people (and our government) who are already in debt, I can't disagree. We're in bad shape.

However, I do have hope. The online instruction revolution is still in its infancy, and I have much hope that quality education will be spread far and wide (at low cost). And that anyone with a reasonable amount of motivation can learn and grow and become more productive and wealthy as a result.