[qdpb]

Perhaps it helps to clarify that the evil here is not that college loans exist, but how easy it is to get them to pay for any kind of education, how much you can borrow, and how impossible it is to get rid of this debt burden.

The choice between no loans or bad loans is fallacious.

[joyeuse6701]

Isn't that akin to the argument that a knife is evil because it is so easy to slit someone and someone else's throat? That isn't the evil, it's not how this college loan is used, what is evil is that our society necessitates college and the price you pay into the function is rarely less than what you get out of it these days.