[cinquemb]

Fair enough.

My interests in trying to work with data like this came from my difficulty in finding data I could mine "easily" on municipal/city bonds as apposed to equity funds portfolio companies.

Part of me thinks that if some people were given a set of tools or a place they could go where they could make an more informed decision (with clicks of buttons and simple displays) about their 401k's, Roth IRAs, 403 B's or whatever investments they make if they don't trust typical fund managers, that they would be able to see there are tradeoffs to be made for their own fiscal stability. There seems to be a lot of interest with this surrounding micro finance /loans, but that is just one part of the equation.

[anigbrowl]

I think that's absolutely worth doing, and I think the lack of agreemtn on (or demand for) universal standards on this is major political failure. But commercially, there's probably more of an audience in the B2B sector selling this kind of data to institutional investors and so on than offering it up to the general public - although perhaps the premium customers could pay for up-tothe-minute analysis for market timing, bond auctions and so on, and after a short window the information could be shared with the general public for free.

[cinquemb]

It is political failure yet at the same time we have all these Open Gov initiatives, right? It's kind of a sick joke.

That makes a lot of sense from a demand perspective for b2b, but that is kind of part of the problem I see when it comes to the direction money is flowing in now. And which apparently hides the misallocation of capital/resources from the public pretty well.

Also more importantly, I don't think I can provide much value to the institutional folks, but I've been doing something similar for family and friends recently for free out of curiosity, and I figured maybe with a little work, I could convert pdfs of muni/bond data to text/html, extract things of value (using a key phrase dictionary for financial terms) and combine them with sources found in a more automated fashion online to make something that could help.