[phasevar]

I use Humana. I'm single, 38, male, in good shape, non-smoker and I pay ~$180 a month for health insurance.

Get a high deductible. A low deductible is nice as part of a group plan, but when you're not on a group plan you're just over paying for extras. Instead, get a health savings account (HSA) and save income (tax free) for the purpose of paying for your health services before you meet your deductible.

Keep your health insurance primarily for major issues. You want insurance there if you get cancer or you're involved in a life threatening accident. You're better off paying for the minor things with an HSA.

For International travel, get travelers insurance. I spend a lot of time in Asia and I use FrontierMedEx. They'll pay your doctors fees in cases of an emergency and will fly you back to the US if you need major care. You only pay for travelers insurance while you're traveling and it's reasonably cheap too. I pay less per month for FrontierMedEx than I do for Humana.

Good luck!

[sockgrant]

How much is a high deductible?

[ScottWhigham]

It varies -

http://en.wikipedia.org/wiki/High-deductible_health_plan

[sockgrant]

I was speaking specifically about his deductible.

[ScottWhigham]

How much is a high deductible?

Then you should have phrased your question to reflect the information you wanted to know. Whether I answered what you meant to ask or not should not matter - a "Thanks!" and an upvote should have been forthcoming because a member of the community answered your "general question" with quality information. There's no value in being snarky or disrespectful with anyone here just because (a) you asked a generic question, and (b) someone answered with a generic answer.

[logn]

I think the comment above mine is meaning to be helpful because your account is new. Also, he's right. The comments here are usually not made to be conversational. Granted, people respond to each other, but usually comments refrain from chit-chat. Even adding a simple 'Thanks' will occasionally get downvotes because it's noise. People will often add some reason why they're saying thanks.

[sockgrant]

I wasn't being snarky. I was clarifying what I meant.

Don't take things so personal.

[phasevar]

I think mine is $2500. I'm thinking about raising it to the maximum. I'll just keep the deductible amount in my HSA.