| I'm not sure it actually is wasteful, though. Social Security in the US is supposed to have minuscule overhead. In Canada, even the government can't always be trusted to not give money to charity groups that are anti-gay -- individuals might find that a feature, not a bug, of the charity :P. Knowing an accountant, I know that many charities put barely any of their income towards the actual charity (the legal minimum is 2%.. two percent!). Breast cancer gets huge amounts of donations, while less glamourous, but more lethal cancers get much less. I know that if I were to hit hard times, I'd rather have something not too personal, rather than feeling beholden to random people, nice and generous as they may be. Plus, do we really want selfish people to keep the most money? :) Screw those people, give with the rest of us, with professionals deciding where the money goes, not random people's pet interests :P |