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by cianclarke
4723 days ago
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Although not doubting the author's claims, the budget itself seems a little skewed. Who spends $90/mo on electricity? My bills come to $30/mo from Nstar - although I don't heat or cool my apartment from this supply.
Also, $100/mo for Cable & Phone? $30/mo T-Mobile Plan + $40/mo Comcast Internet = $70/mo.
There's an extra $90/mo saving - for what it's worth.. :-( |
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That said, I think the budget is pretty skewed as well, and assumes a few things that I propose are incorrect. For starters, having a car payment (or really a car at all) is an incredibly bad idea. I'd also posit that living in a non-shared situation is also un-ideal. I'd also suggest that if you're not making enough money, you shouldn't have a cellphone nor cable TV, but I suppose you could qualify for the infamous "Obamaphone". IMHO you could cut $600/mo off that spend then tack on $40/mo for a bus pass, tack on $80/mo for a reasonable healthcare bill, $30/mo for some cheap DSL or even dialup so you're not totally off the grid. That leaves you with $450 and only working the MCDs job.
This obviously isn't to say it'd be a marvellous life, but its not working two jobs/etc.
I think the other disconnect is that people expect a "job" to be a "career" as well, and IMHO thats just wrong in this situation. Someone who's working a min-wage job is either just getting into the workforce (as a teenager or something) or someone who can't get anything else. The someone who can't get anything else, I don't know what to do about that, but its not the problem of wage payers to help them out.