[vijayr]

I guess we can divide giving into three broad categories

1. Organizations that concentrate on infrastructure/research - building roads, schools etc

2. Immediate help - food, medical care etc (like Watsi)

3. Helping people help themselves - like what Kiva is doing

It would be nice to have some kind of model/formula that can help with lending, especially for small time donors/lenders.

Another Kiva fan here :)

Are there any think tanks that look into world issues as a whole and give recommendations (other than UN agencies)?