[justincpollard]

I know you're just providing a hypothetical example, but I think it's common for services provided by doctors or a hospital emergency room to cost quite a bit more than $100; in many cases an order of magnitude more. At the end of the day, I do agree that a hospital will or should make a collection decision based on a cost benefit analysis of some kind, but I think that decision will be to collect a good portion of the time.

[milesskorpen]

While the bill might be $1k+, the amount collections would reasonably collect is probably more in the $100 range for what amount to doctors visits.