It's more stark than that. In 2011, $100,000 would put you in the top 20%, and $186,000 would put you in the top 5%. Of household income.
In 2010, only 6.61% of American individuals had six-figure (or greater) incomes. At 100k, you're already pulling down more than 93% of Americans.
Cites:
https://en.wikipedia.org/wiki/Household_income_in_the_United...
https://en.wikipedia.org/wiki/Personal_income_in_the_United_...
http://www.census.gov/hhes/www/cpstables/032011/perinc/new01...