[asimone]

I have to imagine that Dorsey knows this which makes me wonder if he has something up his sleeve, unless he thinks that his reputation in the business will help carry the project. This is, after all, the tech industry; we shouldn't underestimate the viral.

[jfarmer]

Isn't a credit card app basically B2B? I don't see how a reputation in consumer internet is going to help.

I think he has something more up his sleeve.