[raverbashing]

I have a bank card that can be attached to a device, and transactions (internet banking) can be signed with it.

The device is not connected to the computer, rather, you have to type some info (like value of the transaction) and it generates a code you type back in the website

For this device to work you need to type the card pin

Of course this wouldn't work in the US since they're still stuck with the magstripe