[moens]

No slight intended to Mormons in general, I have a number of Mormon friends... but: I live in "Mormon-ville," and there is this weird thing about Mormons: they have a lot of bankruptcies. It seems to me like a lot. I am just the onlooker and have no evidence, but it appears to me that 1) get loan from national bank branch staffed by Momons, 2) default, 3) go before Mormon judge, 4) get lenient bankruptcy terms, 5) get another loan again soon from, you know, a Mormon lending officer... sooner than I could get it anyway.

My personal observation is that there are a lot of people in on the conspiracy or whatever you want to call it, and that as long as it stays within maybe "statistical anomaly" levels, it is a good income generator for the people of Utah.

[mtowle]

It took me a while to understand your point, I think because I assumed you were challenging my comments. Once I understood, though, I found this to be a very well-positioned anecdote. And having belonged to a Mormon Boy Scout troop, I don't doubt the truth of it for a second. Identity is a powerful construct. Plus, the bigger your 10%, the better, right? Call it reclamation.