[rythie]

£26k is low for London but should be fine outside London - I would assume that it would increase to £35k after a year or two if he was staying in London.

Most people in the UK don't have health insurance because it's not needed because we have the NHS.

Student loans will most likely only be with the government's SLC agency which only takes 9% of your salary above £21k.

Many people who live in Lomdon don't have cars because there is little point, however travel cards still cost a lot anyway.