[chopsueyar]

Please read the article.

Law degrees take 3 years to complete.

Her father, a doctor, paid for a year of her undergraduate studies, leaving her free to dodge student loans for a while.

Not full, just one year.

"My intention was to go back to work after my first year of law school," she said. "[But] I did so poorly that I didn't think I could [keep a job at the same time]. So that’s when I started borrowing money."

I seriously doubt she had a 3 year scholarship to law school, especially after doing poorly the first year.

Also, she graduated in 1994, so either that year, or 1993 was the last year she took out student loans.