[michaelpinto]

Keep in mind that you've got: Fed + State + City. Now if you are in Jersey your taxes will be lower, but I'm not sure how much lower they might be.

But here's some wisdom from my old professor back in art school in the 1980s:

Julie: Kids do you know how you get raise?

Kids: Work hard?

Julie: Nope: You quit your job and get a new one!

...this shocked me when I heard it, but it's true. So you may want to think about taking that job, waiting a year, getting the most valuable skills you can market, and finding a new job.

Yes of course ask for more! But keep in mind that the company may be cheap, although that's just a guess...