[yashodhan]

I use phantomjs to login to my bank's website and grab my balance for me.

Unfortunately my bank decided to outsource their web operation to the cheapest bidder from India and as a result their web application is beyond shit. It requires javascript to work, and therefore I needed a headless broswer engine to scrape it.

[justincormack]

All the banks I have used in the last 10 years have required hardware tokens. Recommend you change banks even if that makes screen scraping your balance impossible....

[atlbeer]

Two factor auth is extremely uncommon in the US for banking.

My UK account uses 2 factor but, none of the financial sites I use in the US (4 different companies) have it.

[atlbeer]

Just to add though. Wire transfers require txt or call authentication.