[Zenst]

Your mind should never be totaly at ease and offset by the banks that have govermental or seperate assurances/protection for worst case sitiuations. So if bank goes compeletely bust then upto a amount is covered by a goverment or seperate entity. Then you don't have to worry as much, then you avoid onine banking and have that sidabled for your account and have to worry even less, get to know your local branch staff and then have even less to worry about. But never be completely at ease, even if you own the bank.