[patio11]

This comment gets better if you rewrite it to avoid the "you", such that it doesn't read like a personal attack. For example: "Many people would be thrilled for their biggest problem in life to be working, for money." That implicitly suggests the benefits of a broader perspective without suggesting any fault on behalf of the author.

[pestaa]

Perhaps the GP comment could have been better phrased, but read it in impersonal "you" tone and it will make more sense and sound a lot less like a personal attack (which I think it isn't).

Stupid statements such as the quoted one should be called out. (Living a sheltered life is not anyone's fault by the way.)