[Paul_D_Santana]

> I wish that my bank would let me set a message to pop up whenever withdrawals over a certain amount (or percentage) are made.

ING Direct does exactly this!

I get an email (text messages possible too) every time I make a purchase over a certain amount that I've chosen. You can set the limit as low as $1 if you really wanted to, so you can be notified of literally every single debit card purchase.

This forward thinking is one of the many benefits (no fees EVER being another) I've enjoyed and why I love banking with them.

Online banking is definitely the future, or at least will grow to be a much larger part of it.

[ics]

I actually meant a message popping up on the ATM screen, sort of like a vacation-away responder but for people with bad spending habits.

The functionality you're talking about is obviously much more useful :) I'll have to check and see if my bank has this function, as I probably would not have set it when I opened my account and have yet to receive anything like it. My girlfriend's bank sends her a message when her account is under a certain amount and flat out denies withdrawals over that same amount (i.e. notifies when under $500, can't withdraw more than $500/mo regardless).

[nmcfarl]

Simple alerts via their iPhone application of every debit card transaction made -showing the places name, and a location on a map at the same time.

Because there is no cut off, other than turning off notifications, this sounds like it could be annoying. But in practice, it’s just nice, and gives you a sense of security.

And when looking back over transactions at the end of the month - the maps are dang handy for jogging my memory…

[Paul_D_Santana]

> And when looking back over transactions at the end of the month - the maps are dang handy for jogging my memory...

Whenever I get an email from ING about a transaction or deposit (one that isn't totally obvious) I do this:

  Click "Forward".
  Delete all text/images.
  Write a few words about the purchase or deposit.
  And send it to myself.

That way I can look back in Gmail at any time and know EXACTLY what I spent that money on. This is helpful because sometimes knowing WHERE I spent money doesn't tell me anything about I actually purchased.

For example, I have a Debit Card Purchase of $10 at Farhad Monadjeem. What in the HECK is that???? Oh, that's actually the car wash at Mobil; the owner's name I suppose. This system is also great for online purchases, so I don't have to login to various websites to see what item(s) I purchased; it's all in my email.

Easy and extremely effective!

[Spoom]

PNC lets you setup alerts via text or email for a wide variety of options: balance over / under a limit, overdraft, check bounce, overdraft autotransfer, ATM withdrawal, check payment, or preauth payment over / under a limit, and a bunch of security-related things like login / profile changes.

Right now I only use the direct deposit alert so I know when I've been paid and the security alerts.

[maratd]

> ING Direct does exactly this!

Chase as well.

[wilfra]

Chase also does this. I get an email anytime I have a transaction over $125.