[w1ntermute]

> Pay in cash, and the retailer gets the resources?

Huh? The retailer is paid the same amount (sans the transaction fee) either way. The cashback incentive is to get people in debt.

[crdoconnor]

The cashback incentives are usually roughly equal to the transaction fees.

[seanmcdirmid]

Cashbacks incentives don't exist in China anyways, I believe. Its mostly a crazy American thing.

[eru]

Singapore also has the cashback and bonus points on credit cards.