Consider Maslow's hierarchy: money solves physiological needs, helps with safety needs, may ease but cannot really solve love/belonging needs, helps a little with esteem needs, and does almost nothing for self-actualization needs.
Money is important - you have to solve your basic needs - but money is not everything, because it cannot solve your most sophisticated needs.
People generally say that when they have all the money in the world. Or they have never felt a deficiency of it.
>>Sucks to be you.
It sucks to be without money.
You are right.