[jervisfm]

In what ways are wire payments better than using credit cards? In wire payments aren't you using the actual bank account numbers along with routing numbers which is also very sensitive information ?

Also I do not think, but I am not sure, that fraudulent wire payments/transfers are reversible.

[spangborn]

They're not. You're right.

Wire transfers often are not able to be undone once they happen (and are accepted by the other bank). This is the reason why there's so much verification that happens in wire transfers. (I helped develop 2nd factor authentication used for authenticating wire transfers for a financial company)

Credit card charges can be reversed.

http://www.reba.net/news/wtransfer