[erock]

feel lucky you don't have a kid with medical problems.

I've had to drag out accepting an offer from a company so I could find out 100% if my child's doctor was covered by their insurance or not. In the end I had to turn it down because he wasn't in the network, and having to pay the 20k out of network deducible would have ate any net gain I would have gotten by taking that job, I had to turn it down.

I felt bad dragging out the process so long, but I really had to cover myself, and at least on their side they were 100% understanding.

This sucked, however we're still lucky. We had her (hopefully) last surgery last week. While staying in the Ronald McDonald house (her surgeon just moved further away from us) we got to hear tales of people having their house foreclosed on, due in part to their kid going through leukemia treatments (they were/are insured btw).

You shouldn't have to lose your house because of medical necessity

[ben1040]

I hope things go well for your daughter.

And I hope in the future you might have an opportunity to to sign on with that employer later -- it sounds like if they're understanding while you tried to sort out the insurance questions, then they'd probably be good people to work for.

[erock]

I tried reaching out to them a few months after it all went down, and my wife could pick up insurance. The main contract they had was set to be cancelled (they also canceled contract with 15 other companies) so in the long run it worked out for me.

oh, and my Daughter is fast to recovery, just need to keep her from bouncing off the walls for another with week, which is impossible for any 5 year old.