75% of the way to never having to work again? A whole lot of people would take that deal, and they'd be smart to do it.
Here's the thing about accumulating money - the more you have, the easier it is. Going from zero to 25% of 'never having to work again' has got to be an order of magnitude harder than going from 75% to 100%.
By the time you get to 75% of your personal 'never have to work again' figure, you'll have access to a better class of financial advisors and more investment opportunities. Your bank will start to kiss your ass. At even a modest rate of return, you'll be making large sums each year with zero effort on your part. You can be much more choosy about the opportunities for paid employment you decide to accept - it's a lot easier to optimize for your own pleasure instead of raw salary.
Here's the thing about accumulating money - the more you have, the easier it is. Going from zero to 25% of 'never having to work again' has got to be an order of magnitude harder than going from 75% to 100%.
By the time you get to 75% of your personal 'never have to work again' figure, you'll have access to a better class of financial advisors and more investment opportunities. Your bank will start to kiss your ass. At even a modest rate of return, you'll be making large sums each year with zero effort on your part. You can be much more choosy about the opportunities for paid employment you decide to accept - it's a lot easier to optimize for your own pleasure instead of raw salary.
In short, it's a very nice place to be.