[mgcross]

I don't know why everyone assumed "hard times" as referring to the marriage... I interpreted it as hard financial times, even in a good marriage.

[jessaustin]

Although it's at least implied in most vows, many people can't imagine a marriage surviving hard financial times.

[pbhjpbhj]

Do you mean that you feel many people respond to financial problems by splitting up. Doesn't that exacerbate their financial problems, at least short term, and - if there are no other issues - dispose of many benefits in the process?