[tonywebster]

"They have to wait 45+ days for paypal/credit cards to clear"

This is not a thing. There's no concept of 'clearing' when it comes to credit cards; they are authorized for a specific dollar amount or they aren't. If a merchant authorizes $10 for a domain name, it's guaranteed that those funds are theirs (and they're given an authorization code confirming it). They more than likely get the funds in their bank account the very next business day.

The only way the money can be taken back from the merchant is if the consumer does a chargeback with their bank, so the only concern there is fraud.

[gibybo]

Maybe 'clear' was the wrong term, but I was referring to chargebacks. Their only concern with Bitcoin is also fraud, since that's what double spends are too.

Also, I happen to be a previous Namecheap customer with a credit card attached to my account. If the Bitcoin payment had failed, they could have just charged my account/credit card to avoid their loss (possibly with some extra legal annoyances, but I don't think there is anything fundamentally wrong with that).