[tomkarlo]

As a general rule, if you don't know the answer to this question, you shouldn't invest. Unless you can come up with a solid reason for why a particular asset should provide a long-term return (net income, interest, or the correction of a current undervaluation) the best you can really do is speculate, and you mostly likely don't have a large enough asset base to make speculating worthwhile (since you should only use a small fraction of your investment holdings.) If you take a whole bunch of your net worth and put it in, then you're just gambling, not investing, the same as if you went into the FX or commodities market and bought a bunch of paper hoping it will rise.