[polymatter]

not for internet banking. but my bank is happy to take intructions by email (for the business account anyway). I also receive my bank statements by email - complete with name, address, account no etc. all in a plaintext pdf.

But it seems most people - even supposed techies - are happy to equate email verification as identity verification. I'd be surprised if you couldn't get into most accounts just with an email address you can send from.