[eqreqeq]

>>You don't actually understand how bankruptcy works, do you? Not all debts are dischargeable.

Read about it and the debts that are not actually dischargeable are student loans (USA). Are there any more? Could you cite an example? In this specific case, would her debt not be dischargeable?

[DannyBee]

there are plenty of debts that are not dischargeable. Here's a short list:

Taxes and tax liens

Student loans

Alimony and child support (domestic support obligations)

Debts obtained through fraud, false pretenses or false representation

Debts you failed to schedule in time to allow creditors to file proofs of claim (unscheduled debts)

Debts for fraud while you were acting in a fiduciary capacity, or for embezzlement or larceny

Debts for willful and malicious injury

Debts for most criminal liability. Debts for fines or penalties to governmental units

Debts for judgments in wrongful death or personal injury lawsuits resulting from motor vehicle, vessel or aircraft accidents while you were intoxicated

Condominium or cooperative association fees or assessments

In her case, willful infringement is "maybe" dischargeable. Probably not, but it's not really come up yet.

[danielweber]

Off the top of my head, tax debts aren't dischargeable.

The bankruptcy code defines a bunch of things that you can't discharge, including debts you acquired through fraud, through embezzlement, through larceny, or government fines.

[tptacek]

Damages from intentional torts might not be dischargeable either.