[sharkweek]

As a college student who was working as a lowly bank teller between 2004-2008, I was convinced these mortgages were bad.

People severely under-qualified were coming in, signing up for 80/20 mortgages, $0 down; never mind that the rates were going to skyrocket in a few years! We'll all be rich then, things never go bad, right? And if they do, all these things are insured anyways!