[therobot24]

oh yea for sure. Then again, assuming you're not born into it, I would assume it's difficult to just give away a large portion of the wealth you've accumulated through hard work. There is also the 'rainy day fund'...which signifies another point the author made about worrying about investments. If he loses his money, and suddenly needs it there is a significant amount of regret.

[willholloway]

You have to compare the worry over potentially losing investments to the worry of not having any investments or rainy day fund at all and being totally at the capricious mercy of an often cruel and arbitrary economy with a minimal safety net.