My plan, if I ever manage to get rich, is to live like a student forever, without having to go to work. I don't really care for owning things, as long as I have got a bass guitar, a laptop and a cat, I'm happy.
I'm just kidding. I'm the same way. What makes me happy is my four cats, making other people happy and having a great idea to work on.
But it's the idea part that can cause me problems. If I have a good idea I'll do nearly anything to make it happen. I'll spend my bill money to make it real. If/when I become money rich (I'm already rich in other ways) I may scale this risky behavior and still find myself in trouble (as I am now).
I sometimes wonder if the reason that I always push things to the limit in an attempt to do as much as possible with my resources is somehow down to years of playing strategy games on computers, where correctly timing several turns of complete poverty results in massive success 50% of the time.
Unfortunately, this behaviour doesn't translate well to a medium in which the "reset" button involves 6 years without access to credit.
Hasn't happened yet. Nearly. But fortunately not yet.