[the_watcher]

Federal Loans are basically unlimited to anyone without an adverse credit history (so 18-24 year olds with no credit qualify). That is the definition of bad lending. There is no linkage between likelihood of making the investment back and size of the loan.

[mjmahone17]

That's not true, unless you're a grad student or an independent, and can take advantage of PLUS loans. As a senior, I can only take out 10 or 11k in subsidized, and 2k in unsubsidized loans. The rest has to come from family, aid or private loans.