[georgemcbay]

There is an in-between solution here:

Buy a cheap Android phone.

For example the HTC One V regularly sells for $150 (with no contract) and has had a few sales days over the past few months where it was selling for only $50. A $50-150 phone gives you that same "I don't really have to worry about my phone" situation while still allowing you to have the smartphone experience -- web, email, apps, GPS with turn-by-turn directions using the excellent Google Navigation, etc.

I owned an iPhone 3G then went to a Motorola Droid (the original one) and then realized that while I could afford "expensive" phones and data plans, I was mostly throwing money away so I switched to cheap Android phones on no-contract plans (Virgin Mobile in my case though T-Mobile also has some nice options).