[jilebedev]

Can HNers recommend a good personal finance management software solution? I'd like something that connects to my bank account and allows me to keep track of incoming vs outgoing money. Ideally, I'd like to tag every outgoing dollar as belonging to one of several labels, things like "groceries", "rent", etc. I'm sure something like this must exist - anyone have a decent recommendation?

[zrail]

I found that the automated solutions never kept me on track, so I started tracking every penny with Ledger[1], a command line accounting program. I've written extensively about how I use it and the software I've written around it at my blog[2]

[1]: http://www.ledger-cli.org

[2]: http://bugsplat.info/ledger.html

[npsimons]

I used to use GNUCash religiously, but it was a lot of busy work. I'm sure if I put more thought into it, I could have automated just about everything (it imports from a lot of formats and can be extended with scheme). The "tagging" came in the form of every transaction coming from one account and going to another "account" which were really categories like rent and groceries.

[j_s]

I was curious when I saw this on Steam recently:

You Need A Budget 4

http://store.steampowered.com/app/227320/

[bentcorner]

I would recommend against buying this on steam. Buy it direct from the developers, it's DRM free. Yes, updates, blah blah blah, but launching steam is physically painful. You don't want that in the way of working on your budget.

http://www.youneedabudget.com/

Plus, you get a 34-day free trial. (I don't know if you can get that on steam).

[oneplusone]

Xero personal is what I would recommend: https://www.xero.com/personal/

[merinid]

mint.com ?

[jilebedev]

I'm actually really impressed. Thanks for the recommendation.

[nirvana]

For me, Mint was a terrible experience. They want the passwords to your bank accounts, and even then they never could sync correctly or reliably...