[tptacek]

Kaiser is great unless/until they refuse to cover you because your medical history includes one of hundreds of disqualifying conditions, or they decide to renege on their coverage using contract fine print and creative (re)interpretation of your medical history.

In other words, Kaiser is great if a big company that employs you is making sure you're covered.

My point is that Kaiser vs. Health Canada isn't an apples/apples comparison.

[OldSchool]

Reminds me of the ONE truly profitable piece of legal advice I've ever received from a lawyer: Having an insurance policy really only guarantees you the right to sue your insurance company if they refuse to pay a claim. He said this as we walked outdoors in a large American city and then pointed out the tallest building on the skyline - an insurance company HQ. This wasn't health insurance but the point is the same.

[jimbokun]

Isn't that true of any contract?

[OldSchool]

True, but the insurance industry is one where profits come specifically from not delivering anything.